Lotus Loan - Get a loan online up to Rs.70000!
Loan Amount
Loan Period
Lotus Loan Sri Lanka: Get a loan online in 15 minutes up to Rs.50,000. Apply online - Fill in Lotus Loan application form! Up to 70,000 for repeat borrowers! Lotus Loan bank details & reviews.
About
LOTUS LOAN/LotusLoan is a quick online solution to get money right now on credit. A minimum of complex procedures and time spent.
The service will be an ideal choice for Sri Lankans to help you get funding for your plans or unforeseen events. No deposit needed. You simply fill out an online application. The service is completely online, which saves you time and effort. You can get money quickly.
The loan approval process is fast and you can receive your money within 1 day!
Lotus Loan - Terms and Conditions
| ✔️ Loan Amount: | from 15 000 to Rs. 40 000 |
| ✔️ Loan Type: | online loan to bank account |
| ✔️ Loan Period: | 1-182 days |
| ✔️ Collateral or Guarantor: | not needed |
| ✔️ Citizen: | Sri Lankan |
| ✔️ Age of borrower: | 22-55 years old |
| ✔️ Employment: | yes |
| ✔️ Loan Extension: | yes |
| ✔️ You can get a loan if: | valid NIC, mobile phone number is not blocked and email |
An Example of the Interest Rate Calculation:
| Loan amount: | Rs. 30,000 |
| Loan period: | 122 days |
| Consulting fee: | Rs. 3,600 |
| Service fee: | Rs. 13,920 |
| Interest rate (12%/year): | Rs. 754 |
| Total payment: | Rs. 48,274 |
Consequences of late/non-payment of a loan
Interest shall accrue on a daily basis on the total unpaid principal of the Loan commencing from the Disbursement Date until the Loan is repaid in full based on the actual number of days elapsed. However, the Service Provider at its discretion may change the interest rate from time to time by Notice to Customer. For avoidance of doubt, interest shall be calculated on the Disbursement Date on total amount of the Loan granted to the Customer. In the event that the Customer has not repaid the full amount of Loan (including interest and any fee payables under the Loan agreement) within four (04) calendar days from Pay Day, the Customer shall be required to pay a Late Payment Fee of Sri Lankan Rupees Two Thousand (LKR 2,000/-) (“Late Payment Fee”) as calculated in terms of the Clause 4.7 Such Late Payment Fee is only applicable if the total amount of outstanding payment including principal, interest and all the fees is more than Sri Lankan Rupees Two Hundred and Fifty (LKR 250/-). read more
Lotus Loan: Contacts
| website: | lotus.loan |
| e-mail: | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| phone: | 0-117-821-444 |
| applications accepted: | 24/7 |
| contact center: | 8:30am-5:30pm, Monday-Friday |
| address: | 00800,Colombo, Sri Lanka, 7, 1/1 Cotta Terrace |
Benefits of lending in Lotus Loan
- revolving loan: yes
- additional payment/fee for revolving loan: none
- terms of the renewed loan: full repayment of the previous loan
- You will receive the money into your bank account that you provided in the application form
- Fully online process - you can get money without extra travel and hassle
- You always know how much you need to repays
- Application will take about 3 minute
- Customer service line ready to answer all questions
Lotus Loan - Reviews:
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